Coverage for your jewelry, furs, silverware, firearms, paintings & other art, and special collectibles or collections may be limited on your homeowners, condominium or renters policies. Typically, your policy will have limits on the dollar amount and the type of loss that will be covered for a valuable item. Coverage is usually limited from $1,500 to $3,000 for these types of items. And your policy’s deductible will apply. With Valuables Insurance you can have the full protection you need in the event of a loss because of theft, accident or natural disaster with a minimal deductible or none at all.
An RNI Financial agent will work with you to identify your valuables and provide advice on the additional coverage you may need. Our experienced agents have built relationships with leading insurance companies to help ensure your most valued treasures are properly protected.
Personal Inventory Tip: With the fluctuating prices of precious metals, it is important to obtain current appraisals. Make sure your agent has the up‐to‐date values so your most important possessions are covered with the values you want. Document what you own with photos or video and keep these records in a secure, off‐site location, such as a safe deposit box. Our agents can talk with you about inventory options.