Your landlord’s insurance doesn’t cover any theft or damage to your personal belongings. RNI Financial agents will assist you in protecting your personal property from damage and theft with renters insurance. The value of your personal property can add up quickly. As an independent insurance agency, we partner with top insurance companies that offer renters excellent coverage options and very competitive pricing.
We also recommend that you protect your assets and future income with renters’ insurance liability coverage. This can help protect you from liability claims and lawsuits if someone experiences accidental injury or damage to their property while in your apartment or rental home, or if something occurs away from your home. Additionally, liability coverage for adult children is very important to have when they return home or while they are living with extended family or friends.
(Personal Inventory Tip: Document what you own with photos or video and keep these records in a secure off-site location, such as a safe deposit box or talk with your agent about other inventory options.)